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SAMPLE COMPUTATION (2-Storey DUPLEX)

Selling Price: 2,000,000
Documentation Fee: 220,000
Total Contract Price: 2,220,000
Downpayment: Equity (300,000) + Documentation Fee (220,000)
Reservation: 20,000
Downpayment spread over 24 months @ 20,833 per month
Remaining Balance: 1,700,000 (Loanable to Pag-ibig)
Estimated Monthly Amortization
    30 years: 10,745.16 per month (Req'd income: 30,700 per month)
    25 years: 11,478.52 per month (Req'd income: 32,795 per month)
    20 years: 12,674.74 per month (Req'd income: 36,213 per month)
    15 years: 14,808.83 per month (Req'd income: 42,310 per month)
    10 years: 19,303.16 per month (Req'd income: 55,151 per month)

Selling Price: 2,500,000
Documentation Fee: 320,000
Total Contract Price: 3,020,000
Downpayment: Equity (300,000) + Documentation Fee (320,000)
Reservation: 20,000
Downpayment spread over 24 months @ 25,000 per month
Remaining Balance: 1,700,000 (Loanable to Pag-ibig)
Estimated Monthly Amortization
    30 years: 15,169.63 per month (Req'd income: 43,341 per month)
    25 years: 16,204.97 per month (Req'd income: 46,299 per month)
    20 years: 17,893.76 per month (Req'd income: 51,125 per month)
    15 years: 20,906.58 per month (Req'd income: 59,733 per month)
    10 years: 27,251.51 per month (Req'd income: 77,861 per month)